PayPal Credit


More reasons to shop with PayPal Credit?

Instant access:

If approved, you can shop immediately.

In safe hands:

PayPal works hard to keep your financial info secure and PayPal Buyer Protection covers your eligible purchases.

Shop faster:

All you need to speed through checkout with PayPal is an email address and password.

What is PayPal Credit ?

Think of is as credit without a card. If approved, you'll get a credit line in your PayPal account that can be used straight away. This could be to access monthly instalments, or just to use as one of your payment options for purchases.

0% for 4 months PayPal Credit offer is available on purchases of £99 or more.

What happens if i have more than one item in my basket ?

If you are using an instalment or other promotion offer, This offer applies to the total purchase amount including postage and packaging so you can save as many items in your basket as you like.

If the seller ships some of the items before others, PayPal Credit may split your instalment or promotion offer on a per-item basis. The purchase amount and monthly instalment amount may change if you or the seller amend your order, such as adding additional delivery charges or applicable taxes.

What if i don't have a PayPal account?

The first stage of the PayPal Credit application process will ask you to sign into your PayPal account, or offer you the opportunity to sign up for one. Once you have signed up for a PayPal account, you can begin the application for PayPal credit.

Signing up for a PayPal account is free and easy: All you need to do is provide your email address, create a password and accept the PayPal User Agreement.

How do i make payments ?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal customer service, Alternatively, you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

For more info please call PayPal customer service on 0800 368 7155. 

* Subject to status. terms & conditions apply.  0% for 4 months for purchases of £99 or more. UK residents only. The 4 month offer is only for PayPal payments, To Maintain an offer, you must keep up your minimum payments and stay within your credit limit. Figures may change if you modify your order. Available on baskets of £99 or more.